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About Report Smart

Credit is confusing. We make it simple.
ReportSmart delivers real-world credit education from insiders who’ve worked with FICO, Experian, and the world’s biggest banks. Join 100,000+ readers and learn how to build, use, and protect your credit—without the fluff.

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Learn from former insiders at FICO, Experian, and top financial institutions.

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No fluff—just smart strategies to build, use, and protect your credit.

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Stay informed and secure with proactive tools and alerts.

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Most people aren’t taught how credit works — until it’s too late. Education is the first step to financial confidence.

Sharon Epperson
CNBC Senior Personal Finance Correspondent

Financial education is not a luxury — it’s a necessity. When people understand credit, they unlock the power to change their lives.

Nan J. Morrison
President & CEO, Council for Economic Education

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